Payment Policy

Last Updated: July 11, 2026

Welcome to Notes Baba (“Notes Baba”, “we”, “our”, or “us”). This Payment Policy explains how payments are processed for subscriptions, digital products, AI-powered services, downloadable resources, and other paid services available on https://notesbaba.in.

By making a purchase on our platform, you agree to this Payment Policy.

1. Accepted Payment Methods

Payments on Notes Baba are securely processed through authorized third-party payment gateways.

Depending on availability, you may pay using:

  • UPI
  • Credit Cards
  • Debit Cards
  • Net Banking
  • Digital Wallets
  • Other payment methods supported by our payment gateway

Available payment options may vary based on your location, bank, or payment provider.

2. Payment Gateway

We currently use trusted payment gateway providers, including Razorpay, to securely process online payments.

Notes Baba does not collect or store your complete debit card, credit card, CVV, UPI PIN, or banking credentials.

Payment information is handled securely by the payment gateway in accordance with applicable security standards.

3. Pricing

All prices displayed on Notes Baba are shown in Indian Rupees (INR) unless otherwise specified.

Prices may change from time to time without prior notice.

Any applicable taxes will be displayed during checkout where required.

4. Digital Products and Services

Payments may be made for:

  • Premium Study Notes
  • PDF Downloads
  • Previous Year Questions (PYQs)
  • Test Series
  • AI-Powered Educational Tools
  • Premium Memberships
  • Subscription Plans
  • Other Digital Educational Resources

Access to paid content is generally granted after successful payment confirmation.

5. Subscription Payments

Certain services are offered through recurring subscription plans.

By subscribing, you authorize recurring payments according to your selected plan until the subscription expires, is cancelled where permitted, or is otherwise terminated in accordance with the applicable subscription terms.

Subscription benefits are available only while your subscription remains active.

6. Payment Confirmation

After a successful payment:

  • An order confirmation will be generated.
  • Your account will be updated automatically where applicable.
  • Digital access is normally activated shortly after payment confirmation.

In rare cases, activation may be delayed because of payment verification or technical issues.

7. Failed or Pending Payments

A payment may fail or remain pending due to:

  • Network interruptions
  • Bank authorization failure
  • Payment gateway issues
  • Incorrect payment details
  • Insufficient funds
  • Technical errors

If your account is charged but your order is not activated, please contact us with your payment details. We will investigate the transaction and take appropriate action after verification.

8. Refunds

Refunds are governed by our separate Refund & Cancellation Policy.

Unless otherwise stated in that policy or required by applicable law:

  • Digital products are generally non-refundable once access has been provided.
  • Subscription fees are generally non-refundable after activation.
  • Refund requests are reviewed on a case-by-case basis where exceptional circumstances exist.

9. Taxes

Where applicable, taxes may be included in the purchase price or displayed separately during checkout.

Users are responsible for complying with any local tax obligations that may apply to their purchases.

10. Payment Security

We take reasonable measures to help ensure secure payment processing.

However, Notes Baba is not responsible for:

  • Errors caused by banks.
  • Payment gateway outages.
  • Internet connectivity issues.
  • Delays caused by third-party financial institutions.
  • Unauthorized transactions resulting from compromised user credentials.

Users are responsible for protecting their account passwords and payment devices.

11. Fraud Prevention

To maintain platform security, we reserve the right to:

  • Verify payment information.
  • Request additional identity verification where reasonably necessary.
  • Suspend or cancel suspicious transactions.
  • Refuse transactions believed to be fraudulent or unlawful.

Such actions may be taken to protect users, financial institutions, and Notes Baba.

12. Chargebacks

If a payment is disputed through your bank or payment provider:

  • We may temporarily suspend access to the related services while the dispute is under review.
  • We reserve the right to provide transaction records and relevant information to the payment provider to resolve the dispute.
  • Fraudulent or abusive chargebacks may result in permanent account suspension.

13. Changes to this Payment Policy

We may update this Payment Policy from time to time.

The updated version will be published on this page with a revised “Last Updated” date. Continued use of paid services after changes become effective constitutes acceptance of the updated policy.

14. Contact Us

If you have any questions regarding payments, billing, or transaction-related issues, please contact us.

Website: https://notesbaba.in

Email: notesbaba15@gmail.com